1. Acceptance of Terms

By accessing or using USCoursesID's website and services, you agree to be bound by these Terms of Use. If you do not agree with these terms, you should not use our services.

2. Description of Services

USCoursesID provides online financial education courses and resources, including:

• Online course materials
• Instructional videos
• Interactive learning resources
• Educational support materials

3. User Account

When you create an account with USCoursesID, you agree to:

• Provide accurate and complete registration information
• Maintain the confidentiality of your account credentials
• Accept responsibility for all activities under your account
• Notify us immediately of any unauthorized use of your account

4. Intellectual Property Rights

All content on USCoursesID, including course materials, videos, text, graphics, and software, is the property of USCoursesID and protected by intellectual property laws. Users are prohibited from:

• Reproducing or distributing course content without permission
• Creating derivative works from our materials
• Using our content for commercial purposes
• Removing any copyright or proprietary notices

5. Payments and Refunds

By purchasing our courses, you agree to:

• Pay the specified course fees in full
• Complete payment for the entire course duration
• Adhere to our published refund policy

We offer a 30-day satisfaction guarantee. If you are unsatisfied, you may request a full refund within 30 days of purchase, provided you have completed less than 20% of the course content.

6. User Conduct

Users are prohibited from:

• Engaging in any illegal activities
• Harassing or threatening other users
• Transmitting viruses or malicious code
• Interfering with the service's functionality

7. Limitation of Liability

USCoursesID is not liable for:

• Any direct, indirect, or consequential damages
• Loss of profits or revenue
• Loss of data or business interruption
• Any financial decisions made based on course content

Our total liability is limited to the amount paid for the course.

8. Termination

We reserve the right to:

• Terminate or suspend your account
• Refuse service to anyone
• Change or discontinue services

Termination may occur with or without notice for any violation of these Terms of Use.

9. Governing Law

These Terms of Use are governed by the laws of the State of New York. Any disputes shall be resolved in the courts of New York County, New York.

10. Changes to Terms

We may update these Terms of Use at any time. Continued use of our services after changes constitutes acceptance of the new terms.